The tax deadline just came and went, and if you’re lucky enough to get a good refund–you might be tempted to splurge on something extravagant. While I definitely won’t stop you, here’s a few resources that might help you think twice about what to do with the extra money.
- My Pretty Pennies actually asked readers what to do with some extra cash and decided on savings and debt repayment–and wrote about the rationale, if you need some motivation to make the same tough, but smart decision.
- Or, it might be a good time to start up your emergency fund. No Credit Needed answers a reader question about the importance of starting an emergency fund while on a debt reduction plan.
- And finally, Finance Your Life has 7 Strategies for Spending your tax return.
I’m no expert, but my advice is to save or pay off debt with most of it, but save a little to buy something for yourself. You’ve probably earned it! Enjoy!
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